Terms & Disclaimer

Last updated: September 2026

Educational purpose

Snowbyrds provides general information to help Canadian snowbirds understand travel insurance and plan longer stays. Content on this site is for general education only.

Not insurance advice

Snowbyrds does not provide individual insurance advice, does not determine medical eligibility, and does not guarantee that any condition is covered. Whether a condition is covered always depends on the insurer's official application, medical questionnaire, and policy wording. Where individual interpretation is required, we can connect you with a licensed advisor.

Third-party links

Quote buttons open the insurer's own official quoting portal in a new tab. Snowbyrds does not control the insurer's portal, application process, pricing, or terms. Any purchase is made directly with the insurer under its terms.

No guarantee of coverage

Coverage is underwritten by the insurer identified in each policy and is subject to that policy's terms, conditions, limitations, exclusions and eligibility requirements. Always read the official policy wording before purchasing.

Contact

Questions about these terms? Reach the Snowbyrds Concierge at 1-888-815-7472 or travel@oceansun.ca.